HJ33

Resolution to urge U.S. Congress to take action relating to mortgage trigger leads

Complete·5/7/25

Montana urges Congress to address the issue of mortgage trigger leads, which cause unwanted credit offers.

Montana's legislature urges Congress to take action on mortgage trigger leads, which lead to unwanted credit offers. These unsolicited offers, known as trigger leads, are seen as a public nuisance and a potential threat to identity theft. The resolution calls for either curtailing or eliminating these leads and seeks to end federal preemption of state regulations on trigger leads under the Fair Credit Reporting Act. The resolution aims to protect Montanans and all Americans from the harassment and potential fraud associated with trigger leads.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

0
1
R
Democratic CaucusRepublican Caucus

Roll Call Votes

47 Yea

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3 Nay

RRD

Calendar

Apr 15, 2025

9:00 AM

Senate Business, Labor and Economic Affairs Hearing

Apr 3, 2025

7:00 AM

House Business and Labor Hearing

History

May 7, 2025

House

(H) Filed with Secretary of State

May 2, 2025

Senate

(S) Signed by President

May 1, 2025

House

(H) Signed by Speaker