Montana HB78 establishes the Montana Pet Insurance Act to regulate pet insurance policies and wellness programs in the state.
Montana HB78, the Montana Pet Insurance Act, creates a comprehensive legal framework for pet insurance sold in Montana. It mandates disclosures for pet insurance policies, including exclusions for preexisting conditions, hereditary disorders, congenital anomalies, and chronic conditions. Policies must also detail waiting periods, deductibles, coinsurance, and annual or lifetime policy limits. The act requires insurers to provide a summary of policy provisions and mandates training for insurance producers.
Included in complete analysis
- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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