Requires health insurance plans to cover mental health treatments and reimburse hospitals at higher rates.
Amends insurance coverage laws to ensure mental health treatments are adequately covered. Requires health carriers to reimburse hospitals for mental health treatments at the higher rate between MO HealthNet and Medicare. Establishes a presumption that a health benefit plan's provider network is inadequate if more than 15% of enrollees are treated outside the network. Prohibits cost-sharing for emergency mental health treatments if the hospital is not a participating provider.
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