HB2532

Missouri HB2532 mandates insurance coverage for additional living expenses due to gun violence incidents.

Missouri HB2532 amends insurance policies to require coverage for additional living expenses incurred due to gun violence incidents. This applies to policies for homeowners', dwelling-owners', or renters' insurance. The coverage includes expenses such as temporary housing, meals, and other necessary living costs while the insured property is being repaired or replaced. The policy must specify a dollar-amount limit or an ending-date limit for coverage. The coverage period continues until the property is repaired or the insured household can maintain its normal standard of living.