Missouri HB2471 mandates dental plans to file annual dental loss ratio reports and provide rebates to enrollees.
Missouri HB2471 requires dental plans to submit annual dental loss ratio reports to the Department of Commerce and Insurance. These reports must mirror the federal CMS-10418 form, detailing the percentage of premiums spent on patient care versus administrative costs. Dental plans must also provide annual rebates to enrollees if the dental loss ratio is below 85%. The Department of Commerce and Insurance must approve these reports within ninety days and make the data public.
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