Missouri HB2250 mandates insurance coverage for damage to siding on real property, ensuring uniformity and fair compensation.
Missouri HB2250 introduces provisions for insurance coverage of siding damage on real property. If damage affects only part of the siding and matching replacement siding is unavailable, insurers must either replace all siding for a uniform appearance or compensate homeowners based on full siding damage. This applies to policies delivered, issued for delivery, continued, or renewed on or after January 1, 2027.
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