HB6

Establishes a procedure for identity theft victims to have debts forgiven and credit reports purged.

Mississippi HB6 establishes a procedure for victims of identity theft to have debts forgiven and credit reports purged. Victims can send a certified letter to creditors, requesting the release of debt and removal from credit history. If the creditor fails to respond within 60 days, the victim can petition the chancery court. The court can then order the creditor to release the debt and report the release to credit bureaus. The act defines "identity theft" as using someone's personal information to obtain goods or services without authorization.