Mississippi HB1287 requires health insurance policies and contracts to cover annual pap smears.
Mississippi HB1287 mandates that group health insurance policies and contracts must provide coverage for annual pap smears. The coverage must meet specific requirements, including no additional deductible or coinsurance for the pap smear beyond what is established for similar benefits. If the policy or contract does not cover a similar benefit, a deductible or coinsurance cannot be set at a level that materially diminishes the value of the pap smear. The reimbursement to a health care provider for a pap smear must be equal to or greater than the reimbursement provided under Medicare.
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