Minnesota SF4390 establishes a supplemental health insurance product for short-term home health and nursing care.

Minnesota SF4390 introduces a supplemental health insurance product to cover short-term home health and nursing care. This insurance must be offered and issued by a qualified insurer, approved by the commissioner, and cannot be canceled due to the insured's health status or benefit use. It must provide benefits for cognitive impairment or inability to perform daily activities without assistance, but cannot cover periods exceeding 360 days. The policy must include written disclosures about its nature, free-look period, and renewability. Civil penalties apply for violations.

Minnesota SF4390 establishes a supplemental health insurance product for short-term home health and nursing care.

Minnesota SF4390 introduces a supplemental health insurance product to cover short-term home health and nursing care. This insurance must be offered and issued by a qualified insurer, approved by the commissioner, and cannot be canceled due to the insured's health status or benefit use. It must provide benefits for cognitive impairment or inability to perform daily activities without assistance, but cannot cover periods exceeding 360 days. The policy must include written disclosures about its nature, free-look period, and renewability. Civil penalties apply for violations.