Minnesota SF4231 requires firearm owners to have liability insurance and mandates insurance coverage for accidental firearm discharges in homeowners'.
Minnesota SF4231 mandates that all firearm owners in the state must maintain liability insurance. This insurance must cover incidents of accidental or unintentional firearm discharge, including injuries or death to individuals and damage to property. Homeowners' and tenants' insurance policies must also include this coverage. Insurers are required to offer at least one form or rider that meets these requirements.
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