Minnesota SF3989 prohibits long-term care, life, and disability insurers from using genetic information for certain purposes.

Minnesota SF3989 amends state statutes to prohibit insurers from using genetic information for certain purposes. Insurers are barred from denying, canceling, limiting, or establishing differentials in premium rates based on genetic information. The bill also mandates that insurers obtain written informed consent before requiring genetic tests, and that insurers pay for the tests themselves. Insurers are prohibited from denying, canceling, or refusing to issue or renew a policy because an individual does not provide consent.

Minnesota SF3989 prohibits long-term care, life, and disability insurers from using genetic information for certain purposes.

Minnesota SF3989 amends state statutes to prohibit insurers from using genetic information for certain purposes. Insurers are barred from denying, canceling, limiting, or establishing differentials in premium rates based on genetic information. The bill also mandates that insurers obtain written informed consent before requiring genetic tests, and that insurers pay for the tests themselves. Insurers are prohibited from denying, canceling, or refusing to issue or renew a policy because an individual does not provide consent.