Minnesota HF4333 establishes a supplemental health insurance product for short-term home health and nursing care, with specific policy requirements.

Minnesota HF4333 introduces a supplemental health insurance product for short-term home health and nursing care. This insurance must be offered by a qualified insurer and approved by the commissioner. It provides benefits for up to 360 days and includes a free-look period. The policy must clearly state that it is supplemental health insurance, not long-term care insurance. It cannot be offered to medical assistance recipients or those eligible for such assistance without a spenddown or waiver obligation.

Minnesota HF4333 establishes a supplemental health insurance product for short-term home health and nursing care, with specific policy requirements.

Minnesota HF4333 introduces a supplemental health insurance product for short-term home health and nursing care. This insurance must be offered by a qualified insurer and approved by the commissioner. It provides benefits for up to 360 days and includes a free-look period. The policy must clearly state that it is supplemental health insurance, not long-term care insurance. It cannot be offered to medical assistance recipients or those eligible for such assistance without a spenddown or waiver obligation.