Homeowner's insurance policies cannot exclude damage caused by peace officers using chemical irritants, smoke screens, or distraction devices.

Minnesota HF4133 amends homeowner's insurance policies to prohibit exclusions for damage caused by peace officers using chemical irritants, smoke screens, or distraction devices. The bill ensures that homeowners are owed just compensation for such damages. It takes effect January 1, 2027, for policies offered, issued, or renewed on or after that date.

Homeowner's insurance policies cannot exclude damage caused by peace officers using chemical irritants, smoke screens, or distraction devices.

Minnesota HF4133 amends homeowner's insurance policies to prohibit exclusions for damage caused by peace officers using chemical irritants, smoke screens, or distraction devices. The bill ensures that homeowners are owed just compensation for such damages. It takes effect January 1, 2027, for policies offered, issued, or renewed on or after that date.