Minnesota HF3701 prohibits insurers from using genetic information for underwriting and requires informed consent for genetic tests.
Minnesota HF3701 amends insurance regulations to prohibit long-term care, life, and disability insurers from using genetic information for underwriting purposes. Insurers are also barred from denying, canceling, or refusing coverage based on genetic information. The bill mandates that insurers obtain written informed consent before accessing genetic information. For life insurance, insurers must obtain informed consent before requiring genetic tests, notify individuals of test results, and ensure the insurer pays for the test.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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