Minnesota HF3482 raises liability and uninsured/underinsured motorist coverage requirements for auto insurance.

Minnesota HF3482 amends auto insurance laws to increase the minimum required limits for liability and uninsured/underinsured motorist coverages. The bill specifies that reparation security plans must provide separate uninsured and underinsured motorist coverages, with minimum limits of $25,000 for bodily injury to one person and $75,000 for bodily injury to two or more persons in any one accident. The changes apply to plans offered, issued, or renewed on or after August 1, 2026.

Minnesota HF3482 raises liability and uninsured/underinsured motorist coverage requirements for auto insurance.

Minnesota HF3482 amends auto insurance laws to increase the minimum required limits for liability and uninsured/underinsured motorist coverages. The bill specifies that reparation security plans must provide separate uninsured and underinsured motorist coverages, with minimum limits of $25,000 for bodily injury to one person and $75,000 for bodily injury to two or more persons in any one accident. The changes apply to plans offered, issued, or renewed on or after August 1, 2026.