Allows senior citizens and disabled persons to recover from insurers under a disability or long-term care policy.

Minnesota HF1880 amends the state statutes to allow senior citizens and disabled persons to recover from insurers under a disability or long-term care policy. This applies if the insurer did not have a reasonable basis to deny the benefits or acted in reckless disregard of the lack of such a basis. The bill defines "senior citizen" as someone aged 62 or older and "disabled person" as someone with a physical or mental impairment that substantially limits major life activities.

Allows senior citizens and disabled persons to recover from insurers under a disability or long-term care policy.

Minnesota HF1880 amends the state statutes to allow senior citizens and disabled persons to recover from insurers under a disability or long-term care policy. This applies if the insurer did not have a reasonable basis to deny the benefits or acted in reckless disregard of the lack of such a basis. The bill defines "senior citizen" as someone aged 62 or older and "disabled person" as someone with a physical or mental impairment that substantially limits major life activities.