Minnesota HF1808 requires health plan companies to include enrollee payments in out-of-pocket maximum and cost-sharing calculations.

Minnesota HF1808 mandates that health plan companies include any amounts paid by the enrollee or on their behalf when calculating the enrollee's contribution toward an out-of-pocket maximum or cost-sharing requirement under a health plan. Cost-sharing includes co-payments, coinsurance, or deductibles. This requirement applies to health plans offered, issued, or renewed on or after January 1, 2026.

Minnesota HF1808 requires health plan companies to include enrollee payments in out-of-pocket maximum and cost-sharing calculations.

Minnesota HF1808 mandates that health plan companies include any amounts paid by the enrollee or on their behalf when calculating the enrollee's contribution toward an out-of-pocket maximum or cost-sharing requirement under a health plan. Cost-sharing includes co-payments, coinsurance, or deductibles. This requirement applies to health plans offered, issued, or renewed on or after January 1, 2026.