Minnesota HF1322 modifies automobile insurance claims handling and settlement offers.

Minnesota HF1322 amends the state's automobile insurance laws to enhance claims handling and settlement offers. It mandates insurers to notify insureds of their rights and obligations when examined under statute 65B.56. The bill also requires insurers to provide a full deductible share to insureds as soon as it is collected from an uninsured third party. Additionally, it prohibits insurers from recommending specific vendors for repairs, ensuring insureds retain the right to choose their repair shop.

Minnesota HF1322 modifies automobile insurance claims handling and settlement offers.

Minnesota HF1322 amends the state's automobile insurance laws to enhance claims handling and settlement offers. It mandates insurers to notify insureds of their rights and obligations when examined under statute 65B.56. The bill also requires insurers to provide a full deductible share to insureds as soon as it is collected from an uninsured third party. Additionally, it prohibits insurers from recommending specific vendors for repairs, ensuring insureds retain the right to choose their repair shop.