Michigan SB1208 modifies the election to opt out of personal injury protection (PIP) coverage.

Michigan SB1208 amends the election process for opting out of personal injury protection (PIP) coverage. It requires insurers to provide a form for applicants or named insureds to acknowledge understanding of the form and the effects of opting out. The bill specifies that the election remains in effect unless the insured revokes it in writing. It also mandates that insurers cannot refuse to insure, limit coverage, charge a reinstatement fee, or increase premiums for those who previously failed to obtain PIP coverage.

Michigan SB1208 modifies the election to opt out of personal injury protection (PIP) coverage.

Michigan SB1208 amends the election process for opting out of personal injury protection (PIP) coverage. It requires insurers to provide a form for applicants or named insureds to acknowledge understanding of the form and the effects of opting out. The bill specifies that the election remains in effect unless the insured revokes it in writing. It also mandates that insurers cannot refuse to insure, limit coverage, charge a reinstatement fee, or increase premiums for those who previously failed to obtain PIP coverage.