Michigan SB1153 prohibits insurers from penalizing policyholders for not listing all household members on their auto insurance policy.

Michigan SB1153 amends the state's no-fault insurance law to prevent insurers from canceling or denying claims, or taking other detrimental actions, due to a policyholder's failure to list all household members on their auto insurance policy. The bill requires insurers to notify policyholders that all resident relatives must be disclosed, especially if the policy includes minors or nondrivers. Insurers can only require disclosure of resident relatives if they define who qualifies as a resident relative in a conspicuous manner and only during the application or renewal process.

Michigan SB1153 prohibits insurers from penalizing policyholders for not listing all household members on their auto insurance policy.

Michigan SB1153 amends the state's no-fault insurance law to prevent insurers from canceling or denying claims, or taking other detrimental actions, due to a policyholder's failure to list all household members on their auto insurance policy. The bill requires insurers to notify policyholders that all resident relatives must be disclosed, especially if the policy includes minors or nondrivers. Insurers can only require disclosure of resident relatives if they define who qualifies as a resident relative in a conspicuous manner and only during the application or renewal process.