Michigan SB1129 requires insurers to offer premium discounts for properties built or retrofitted to meet fortified roof standards.
Michigan SB1129 amends the insurance code to mandate that insurers provide actuarially justified premium discounts for properties that meet fortified roof standards. To qualify, the property must be inspected and certified by an Insurance Institute for Business and Home Safety (IBHS) certified evaluator. The insured must present the IBHS certificate to the insurer. This provision applies to insurance policies issued or renewed after December 31, 2027.
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