SB0914

Insurance: health benefits; application of amount paid by the insured or other certain parties when calculating the insured’s co-pay for a prescription drug; require under certain conditions. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406nn.

Introduced·4/22/26
Introduced Text

Michigan SB0914 requires health insurance policies to count payments made by insureds or others towards co-pays for prescription drugs.

Michigan SB0914 amends the state's insurance laws to mandate that health insurance policies, excluding high deductible health plans, must include payments made by insureds or others when calculating co-pays for prescription drugs. This applies to policies delivered, issued for delivery, or renewed after December 31, 2025. If the payment would make the insured's health savings account ineligible, it must be applied after the minimum deductible is satisfied. The bill also specifies that these provisions apply to preventive care.

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Where it stands

Current
Finance, Insurance, And Consumer Protection Committee
Next
Committee decision

Sponsors

DDDDD
5
0
Democratic CaucusRepublican Caucus

Calendar

May 13

12:30 PM

Senate Finance, Insurance, and Consumer Protection

History

Apr 22

Senate

Introduced By Senator Stephanie Chang

Apr 22

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection