SB0782

Insurance: no-fault; denial of claim based on failure to list all household members on policy; prohibit. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114).

Introduced·2/11/26
Introduced Text

Michigan SB0782 prohibits insurers from denying claims based on failure to list all household members on a policy.

Michigan SB0782 amends the state's no-fault insurance law to ensure insurers cannot deny coverage for accidental bodily injuries arising from motor vehicle accidents if the injured person was not listed on the policy. The bill also prohibits insurers from requiring applicants to list all household residents on their insurance application. It outlines procedures for determining which insurer pays benefits when multiple policies apply and allows for recoupment among insurers in the same priority order.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

DDD
3
0
Democratic CaucusRepublican Caucus

History

Feb 24

Senate

Senate Co-sponsor(s) Named: Kevin Hertel

Feb 12

Senate

Senate Co-sponsor(s) Named: Mary Cavanagh

Feb 11

Senate

Introduced By Senator Mallory Mcmorrow