SB0747

Consumer protection: retail installment sales; citations to the motor vehicle sales finance act in the retail installment sales act; revise. Amends secs. 1a, 3, 5, 6 & 11 of 1966 PA 224 (MCL 445.851a et seq.). TIE BAR WITH: SB 0739'25

Introduced·12/16/25
Introduced Text

Michigan SB0747 amends the Retail Installment Sales Act to update citations to the Motor Vehicle Sales Finance Act and revise disclosure requirements.

Michigan SB0747 amends sections 1a, 3, 5, 6, and 11 of the Retail Installment Sales Act to update citations to the Motor Vehicle Sales Finance Act and revise disclosure requirements. The bill ensures compliance with the Truth in Lending Act and mandates that retail installment contracts be in writing, dated, and signed by the buyer. It requires the seller to deliver a copy of the contract to the buyer before the due date of the first installment.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

DDD
3
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Reported Favorably Without Amendment 4/22/2026

5 Yea

DDDDD

3 Nay

RRR

Calendar

Apr 22

12:15 PM

Senate Finance, Insurance, and Consumer Protection

Mar 24

2:15 PM

Senate Finance, Insurance, and Consumer Protection

History

Jun 10

Senate

Reported By Committee Of The Whole Favorably Without Amendment(s)

Jun 10

Senate

Placed On Order Of Third Reading

Apr 23

Senate

Reported Favorably Without Amendment 4/22/2026