SB0701

Consumer credit: interest rates; maximum interest rate allowed for medical debt; modify. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 0702'25

Chamber Passed·3/11/26

Michigan SB0701 modifies the maximum interest rate allowed for medical debt.

Michigan SB0701 amends the Michigan Consumer Protection Act to modify the maximum interest rate allowed for medical debt. The bill specifies that the interest rate for medical debt should not exceed a certain percentage, providing clearer guidelines for lenders and protecting consumers from excessive interest charges on medical loans. This change aims to ensure fair practices in medical debt financing within the state.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the Senate · 15–0 · Mar 11
Current
The House
Next
House floor vote

Sponsors

DDDD
4
1
R
Democratic CaucusRepublican Caucus

Roll Call Votes

15 Yea

RDDRDRDRRRRRDRR

0 Nay

Calendar

Jun 17

9:00 AM

House Health Policy

Mar 4

12:30 PM

Senate Finance, Insurance, and Consumer Protection

History

Jun 17

House

Reported With Recommendation Without Amendment

Jun 17

House

Referred To Second Reading

Mar 11

Senate

Passed Roll Call # 27 Yeas 35 Nays 0 Excused 2 Not Voting 0