SB0549

Insurance: other; data security enforcement; modify. Amends secs. 553, 561 & 563 of 1956 PA 218 (MCL 500.553 et seq.) & adds secs. 564 & 564a.

Introduced·9/17/25
Introduced Text

Michigan SB0549 amends insurance laws to enhance data security enforcement and breach notification requirements for licensees.

Michigan SB0549 amends sections of the Michigan insurance code to strengthen data security enforcement and breach notification requirements for licensees. The bill mandates that licensees notify consumers and consumer reporting agencies of cybersecurity events without unreasonable delay. It defines "cybersecurity event" and "nonpublic information," and outlines the content and methods of required notices. The bill also specifies penalties for failure to provide required notices and allows for civil fines.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

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9
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Reported Favorably Without Amendment 10/14/2025

5 Yea

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3 Nay

RRR

Calendar

Oct 14, 2025

12:00 PM

Senate Finance, Insurance, and Consumer Protection

Sep 24, 2025

12:30 PM

Senate Finance, Insurance, and Consumer Protection

History

Feb 11

Senate

Reported By Committee Of The Whole Favorably Without Amendment(s)

Feb 11

Senate

Placed On Order Of Third Reading

Oct 15, 2025

Senate

Reported Favorably Without Amendment 10/14/2025