SB0548

Insurance: other; market conduct exams; require insurers to pay for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding ch. 4A.

Introduced·9/17/25
Introduced Text

Michigan SB0548 amends insurance laws to mandate insurers pay for market conduct exams.

Michigan SB0548 amends the Michigan insurance code to introduce Chapter 4A, which mandates insurers to cover the costs of market conduct exams. The bill outlines procedures for exams, including desk examinations and on-site examinations, and specifies timelines for report delivery and insurer responses. It also details the qualifications for market conduct surveillance personnel and the conditions under which exams can be conducted. The bill emphasizes the use of NAIC guidelines and the sharing of information with other regulatory bodies.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

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9
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Reported Favorably With Substitute S-1 10/14/2025

5 Yea

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3 Nay

RRR

Calendar

Oct 14, 2025

12:00 PM

Senate Finance, Insurance, and Consumer Protection

Sep 24, 2025

12:30 PM

Senate Finance, Insurance, and Consumer Protection

History

Oct 15, 2025

Senate

Reported Favorably With Substitute (s-1) 10/14/2025

Oct 15, 2025

Senate

Referred To Committee Of The Whole With Substitute (s-1)

Sep 17, 2025

Senate

Introduced By Senator Jeff Irwin