Michigan SB0451 regulates medical debt information in consumer reports and establishes standards for collection agencies.
Michigan SB0451, known as the "medical debt act," aims to prohibit consumer reporting agencies from including certain medical debt information in consumer reports. It establishes standards for the collection of medical debt and provides remedies for violations. The act defines terms such as "consumer report," "medical debt," and "consumer reporting agency." It also mandates that collection agencies must include a specific statement in their initial written communication to consumers regarding medical debt.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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