SB0329

Insurance: no-fault; penalties for lapse of insurance policy; eliminate. Amends secs. 2116b, 2118 & 2120 of 1956 PA 218 (MCL 500.2116b et seq.) & repeals sec. 2116a of 1956 PA 218 (MCL 500.2116a).

Introduced·5/29/25
Introduced Text

Michigan SB0329 eliminates penalties for lapse of insurance policy for no-fault insurance.

Michigan SB0329 amends sections 2116b, 2118, and 2120 of the 1956 Michigan Insurance Code, and repeals section 2116a. The bill eliminates penalties for lapse of insurance policy for no-fault insurance, allowing insurers to establish underwriting rules based on specific criteria such as vehicle modifications, type of vehicle, and use for commercial purposes. Insurers can no longer penalize individuals for failing to maintain insurance for a vehicle owned by them or a household member.

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

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10
1
R
Democratic CaucusRepublican Caucus

Roll Call Votes

Reported Favorably Without Amendment 10/22/2025

5 Yea

DDDDD

2 Nay

RR

Calendar

Oct 22, 2025

12:30 PM

Senate Finance, Insurance, and Consumer Protection

Sep 24, 2025

12:30 PM

Senate Finance, Insurance, and Consumer Protection

History

Oct 28, 2025

Senate

Reported By Committee Of The Whole Favorably Without Amendment(s)

Oct 28, 2025

Senate

Placed On Order Of Third Reading

Oct 23, 2025

Senate

Reported Favorably Without Amendment 10/22/2025