SB0245

Insurance: insurers; processing of a claim; modify duties. Amends secs. 2005, 2006, 2026 & 2049 of 1956 PA 218 (MCL 500.2005 et seq.) & adds sec. 2005b & ch. 30B.

Introduced·4/23/25
Introduced Text

Michigan SB0245 amends insurance laws to modify insurer duties and claim processing.

Michigan SB0245 amends sections of the Michigan insurance code to modify duties of insurers and establish procedures for timely processing and payment of claims. It defines terms such as "clean claim" and outlines requirements for insurers to pay claims within 45 days if they meet certain criteria. The bill also specifies that insurers must pay interest on claims not paid on time and allows for civil actions for damages in cases of bad faith failure to settle.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Where it stands

Current
In committee
Next
Committee decision

Sponsors

DDDDDDDDD
9
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Reported Favorably Without Amendment 6/17/2026

5 Yea

DDDDD

3 Nay

RRR

Calendar

Jun 17

12:30 PM

Senate Finance, Insurance, and Consumer Protection

Dec 10, 2025

12:30 PM

Senate Finance, Insurance, and Consumer Protection

History

Jun 18

Senate

Reported Favorably Without Amendment 6/17/2026

Jun 18

Senate

Referred To Committee Of The Whole

Sep 18, 2025

Senate

Senate Co-sponsor(s) Named: Rosemary Bayer