Michigan HB6212 requires health insurance policies to include payments made by the insured or others when calculating co-pays for prescription drugs.

Michigan HB6212 amends the state's insurance laws to mandate that health insurance policies, including those that are not high deductible health plans, must account for payments made by the insured or others when determining the insured's overall contribution to out-of-pocket maximums or cost-sharing requirements for prescription drugs. This change applies to policies delivered, issued for delivery, or renewed in Michigan after December 31, 2025. The bill also specifies that if any provision conflicts with federal law, federal law takes precedence.

Michigan HB6212 requires health insurance policies to include payments made by the insured or others when calculating co-pays for prescription drugs.

Michigan HB6212 amends the state's insurance laws to mandate that health insurance policies, including those that are not high deductible health plans, must account for payments made by the insured or others when determining the insured's overall contribution to out-of-pocket maximums or cost-sharing requirements for prescription drugs. This change applies to policies delivered, issued for delivery, or renewed in Michigan after December 31, 2025. The bill also specifies that if any provision conflicts with federal law, federal law takes precedence.