HB6196

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the motor vehicle sales financing act. Amends sec. 5 of 1950 (Ex Sess) PA 27 (MCL 492.105). TIE BAR WITH: HB 6177'26

Introduced·7/3/26
Introduced Text

Consolidates licensing statutes for mortgage brokers and lenders in Michigan, aligning them with the residential mortgage licensing and supervision.

This bill amends the regulatory loan act to consolidate certain licensing statutes related to residential mortgages in Michigan. It aligns the licensing requirements for mortgage brokers and lenders with the residential mortgage licensing and supervision act. The changes include modifying the bond requirements for sales finance companies, ensuring they comply with the new act. The bill also makes conforming changes in the motor vehicle sales financing act. The amendments will take effect only if House Bill No. 6177 is enacted into law.

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Where it stands

Current
Finance Committee
Next
Committee decision

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

History

Jul 14

House

Bill Electronically Reproduced 07/03/2026

Jul 3

House

Introduced By Representative Rep. Parker Fairbairn

Jul 3

House

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