HB6189

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the consumer mortgage protection act. Amends sec. 2 of 2002 PA 660 (MCL 445.1632). TIE BAR WITH: HB 6177'26

Introduced·7/3/26
Introduced Text

Consolidates licensing statutes for mortgage brokers and lenders in Michigan.

This bill amends Michigan's licensing statutes for mortgage brokers and lenders, consolidating them under the consumer mortgage protection act. It defines terms such as "depository institution," "home improvement installment contract," "person," "reverse-mortgage," and "state and federal laws." The changes will only take effect if House Bill No. 6177 is enacted into law.

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Where it stands

Current
Finance Committee
Next
Committee decision

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

History

Jul 14

House

Bill Electronically Reproduced 07/03/2026

Jul 3

House

Introduced By Representative Rep. Bill Schuette

Jul 3

House

Read A First Time