HB6188

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in 1971 PA 227. Amends sec. 1 of 1971 PA 227 (MCL 445.111). TIE BAR WITH: HB 6177'26

Introduced·7/3/26
Introduced Text

Amends Michigan's residential mortgage licensing and supervision act to consolidate certain licensing statutes related to residential mortgages.

This bill amends the Michigan residential mortgage licensing and supervision act to consolidate certain licensing statutes related to residential mortgages. It includes definitions for terms such as "existing customer," "home solicitation sale," "telephone solicitation," and "do-not-call list." The bill also specifies exceptions to these definitions, such as sales made at a fixed business location or pursuant to prior negotiations. The changes are contingent on the enactment of House Bill No. 6177.

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Where it stands

Current
Finance Committee
Next
Committee decision

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

History

Jul 14

House

Bill Electronically Reproduced 07/03/2026

Jul 3

House

Introduced By Representative Rep. Bill Schuette

Jul 3

House

Read A First Time