Michigan HB6030 establishes procedures for health insurers when a health system is closed or removed from their network.
Michigan HB6030 amends the insurance code to require health insurers to consider the closure or removal of a health system from their network as a qualifying event for a special enrollment period. Insurers must allow policyholders to terminate their group disability insurance policy without penalty under these circumstances. Additionally, insurers must offer a group disability insurance policy to insureds affected by such events and credit any deductibles or out-of-pocket maximums paid under the previous insurer's policy.
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