Michigan HB6030 establishes procedures for health insurers when a health system is closed or removed from their network.

Michigan HB6030 amends the insurance code to require health insurers to consider the closure or removal of a health system from their network as a qualifying event for a special enrollment period. Insurers must allow policyholders to terminate their group disability insurance policy without penalty under these circumstances. Additionally, insurers must offer a group disability insurance policy to insureds affected by such events and credit any deductibles or out-of-pocket maximums paid under the previous insurer's policy.

Michigan HB6030 establishes procedures for health insurers when a health system is closed or removed from their network.

Michigan HB6030 amends the insurance code to require health insurers to consider the closure or removal of a health system from their network as a qualifying event for a special enrollment period. Insurers must allow policyholders to terminate their group disability insurance policy without penalty under these circumstances. Additionally, insurers must offer a group disability insurance policy to insureds affected by such events and credit any deductibles or out-of-pocket maximums paid under the previous insurer's policy.