HB5781

Financial institutions: credit unions; insurance from a qualified private insurance organization; allow for foreign credit unions. Amends sec. 501 of 2003 PA 215 (MCL 490.501). TIE BAR WITH: HB 5779'26, HB 5780'26, HB 5782'26, HB 5783'26

Chamber Passed·6/17/26

Allows foreign credit unions to operate in Michigan with certain conditions.

This bill amends Michigan's credit union laws to allow foreign credit unions to conduct business in the state, provided they meet specific criteria. These include being organized under a similar law, being financially solvent, and having insurance. The foreign credit union must also agree to charge interest rates no higher than those permitted for domestic credit unions, comply with consumer protection laws, and maintain an agent for service of process in Michigan.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 107–0 · Jun 17
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

D
1
6
RRRRRR
Democratic CaucusRepublican Caucus

Roll Call Votes

107 Yea

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0 Nay

Calendar

May 20

12:00 PM

House Insurance

May 13

12:00 PM

House Insurance

History

Jun 23

Senate

Passed By House With Immediate Effect

Jun 23

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Jun 17

House

Read A Third Time