HB5566

Financial institutions: generally; credit reform act; amend to exempt earned wage access services. Amends sec. 2 of 1995 PA 162 (MCL 445.1852). TIE BAR WITH: HB 5558'26

Introduced·2/24/26
Introduced Text

Amends Michigan law to exempt earned wage access services from the definition of regulatory lender.

This bill amends Michigan's financial institutions law to exclude earned wage access services from the definition of a regulatory lender. This change means that entities licensed to provide earned wage access services are not considered regulatory lenders under the law. The amendment is contingent on the enactment of another bill, HB 5558.

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

DDD
3
4
RRRR
Democratic CaucusRepublican Caucus

Calendar

Apr 30

9:00 AM

House Regulatory Reform

Mar 12

9:00 AM

House Regulatory Reform

History

Apr 30

House

Reported With Recommendation Without Amendment

Apr 30

House

Referred To Second Reading

Feb 26

House

Bill Electronically Reproduced 02/24/2026