HB5548

Financial institutions: other; consumer financial services act; revise internal references related to money transmission services. Amends sec. 5 of 1988 PA 161 (MCL 487.2055). TIE BAR WITH: HB 5544'26

Chamber Passed·6/25/26

Michigan HB5548 revises internal references related to money transmission services in the Consumer Financial Services Act.

Michigan HB5548 amends the Consumer Financial Services Act to revise internal references related to money transmission services. The bill modifies the requirements for net worth disclosure in license applications, specifying exclusions such as pledged assets, joint ventures, goodwill, and organization costs. It also allows the commissioner to establish higher net worth requirements for new class I licensees to ensure safe and sound operations. The changes take effect on January 1, 2026.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 102–5 · Jun 25
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

DD
2
4
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Democratic CaucusRepublican Caucus

Roll Call Votes

102 Yea

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5 Nay

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Calendar

Mar 17

10:30 AM

House Finance

Mar 10

10:30 AM

House Finance

History

Jul 1

Senate

Passed By House With Immediate Effect

Jul 1

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Jun 25

House

Read A Third Time