HB5546

Financial institutions: payday lending; deferred presentment services transactions act; revise internal references related to money transmission services. Amends sec. 2 of 2005 PA 244 (MCL 487.2122). TIE BAR WITH: HB 5544'26

Chamber Passed·6/25/26

Revises internal references in Michigan's Deferred Presentment Services Transaction Act to align with money transmission services.

This bill amends the Deferred Presentment Services Transaction Act to update internal references related to money transmission services. It ensures consistency and alignment within the act by modifying definitions and references to reflect current legal frameworks. The changes affect financial institutions and customers involved in deferred presentment service transactions. The amendment takes effect on January 1, 2026, contingent on the enactment of House Bill No. 5544.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 102–5 · Jun 25
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

DD
2
4
RRRR
Democratic CaucusRepublican Caucus

Roll Call Votes

102 Yea

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5 Nay

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Calendar

Mar 17

10:30 AM

House Finance

Mar 10

10:30 AM

House Finance

History

Jul 1

Senate

Passed By House With Immediate Effect

Jul 1

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Jun 25

House

Read A Third Time