HB5544

Financial institutions: money transmitters; money transmission modernization act; create. Creates new act.

Chamber Passed·6/25/26

Michigan HB5544 establishes the Money Transmission Modernization Act to regulate money transmission businesses in Michigan.

Michigan HB5544, the Money Transmission Modernization Act, aims to replace existing state money transmission laws. It regulates money transmission businesses, ensuring public protection and financial stability. The act requires businesses to obtain a license, outlines application procedures, and sets financial and operational standards. It also establishes procedures for investigations, examinations, and enforcement actions against non-compliant businesses. The act includes provisions for authorized delegates, permissible investments, and reporting requirements.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 97–10 · Jun 25
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

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2
4
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Democratic CaucusRepublican Caucus

Roll Call Votes

97 Yea

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10 Nay

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Calendar

Jun 18

10:30 AM

House Rules

May 14

10:30 AM

House Rules

History

Jul 1

Senate

Passed By House With Immediate Effect

Jul 1

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Jun 25

House

Read A Third Time