Michigan HB5523 requires insurers to offer a premium discount for seniors completing a traffic accident prevention course.
Michigan HB5523 amends the state's insurance law to require insurers to offer a premium discount to insureds aged 50 and older who complete a traffic accident prevention course. The course must cover topics such as the effects of aging on driving, road signs, alcohol and drug effects, safe driving laws, crash avoidance, and occupant protection systems. Insurers must provide a discount for three years after course completion. The bill is referred to as the "cutting auto rates for seniors, or CARS, act.
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