HB5419

Insurance: other; portable electronics insurance; provide for. Amends secs. 1201, 1202, 1207 & 2266 of 1956 PA 218 (MCL 500.1201 et seq.) & adds secs. 1292, 1293, 1294, 1295, 1296 & 1297.

Introduced·12/18/25
Introduced Text

Michigan HB5419 regulates portable electronics insurance, including definitions, sales practices, and insurer obligations.

Michigan HB5419 amends the insurance code to establish regulations for portable electronics insurance. It defines terms such as "portable electronics insurance" and "portable electronics transaction." The bill mandates that vendors maintain a list of locations offering such insurance and provide written materials to prospective customers. It prohibits compensating employees based primarily on enrollment numbers and allows vendors to bill and collect charges. Insurers must provide electronic consent details and notify customers of policy changes.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Insurance Committee
Next
Committee decision

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

History

Dec 23, 2025

House

Bill Electronically Reproduced 12/18/2025

Dec 18, 2025

House

Introduced By Representative Rep. Bryan Posthumus

Dec 18, 2025

House

Read A First Time