HB5385

Insurance: other; captive insurance company limited certificate of authority; modify. Amends sec. 4603 of 1956 PA 218 (MCL 500.4603).

Chamber Passed·3/4/26

Modifies the process for captive insurance companies to obtain a limited certificate of authority in Michigan.

This bill amends the Michigan insurance law to modify the process for captive insurance companies to obtain a limited certificate of authority. It allows the commissioner to retain external services for examining applications, with costs charged to the applicant. It also specifies that foreign companies must submit organizational documents to the attorney general and pay an examination fee. The commissioner must review various documents and information before granting a limited certificate of authority, including financial records and evidence of the company's character and reputation.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 104–2 · Mar 4
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

Roll Call Votes

104 Yea

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2 Nay

RR

Calendar

Feb 4

12:00 PM

House Insurance

Dec 17, 2025

12:00 PM

House Insurance

History

Mar 10

Senate

Passed By House With Immediate Effect

Mar 10

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Mar 4

House

Read A Third Time