HB5382

Insurance: other; special purpose financial captive plan of operation; modify. Amends sec. 4731 of 1956 PA 218 (MCL 500.4731).

Chamber Passed·3/4/26

Michigan HB5382 amends insurance regulations for special purpose financial captives.

Michigan HB5382 modifies the operation of special purpose financial captives (SPFC) by updating their reporting requirements. It mandates that SPFCs file annual reports with the commissioner, including a statement of operations, income, and balance sheet. SPFCs must also maintain records in Michigan or approved locations outside the state. The bill outlines penalties for failing to file reports or respond to inquiries, and it allows for interim reporting and performance assessments.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 104–2 · Mar 4
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

D
1
1
R
Democratic CaucusRepublican Caucus

Roll Call Votes

104 Yea

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2 Nay

RR

Calendar

Feb 4

12:00 PM

House Insurance

Dec 17, 2025

12:00 PM

House Insurance

History

Mar 10

Senate

Passed By House With Immediate Effect

Mar 10

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Mar 4

House

Read A Third Time