HB5380

Insurance: other; sponsor of sponsored captive insurance company; modify. Amends sec. 4665 of 1956 PA 218 (MCL 500.4665).

Chamber Passed·3/4/26

Modifies the eligibility criteria for sponsors of sponsored captive insurance companies in Michigan.

The bill amends Michigan's insurance laws to modify the eligibility criteria for sponsors of sponsored captive insurance companies. Sponsors must now be insurers, insurance holding companies, reinsurers, or captive insurance companies approved by the director. The director must consider the sponsor's type, financial stability, business reputation, and other relevant factors. Risk retention groups are excluded from being sponsors. The business written by a sponsored captive must be fronted by an authorized insurance company or reinsured by an approved reinsurer.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 104–2 · Mar 4
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

Roll Call Votes

104 Yea

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2 Nay

RR

Calendar

Feb 4

12:00 PM

House Insurance

Dec 17, 2025

12:00 PM

House Insurance

History

Mar 10

Senate

Passed By House With Immediate Effect

Mar 10

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Mar 4

House

Read A Third Time