HB5299

Insurance: no-fault; personal protection insurance benefits; revise definitions in section because of other amendments. Amends sec. 3107c of 1956 PA 218 (MCL 500.3107c). TIE BAR WITH: HB 5298'25

Chamber Passed·2/24/26

Michigan HB5299 revises definitions for personal protection insurance benefits in no-fault insurance policies.

Michigan HB5299 amends the definitions in section 3107c of the Michigan Compiled Laws to clarify coverage options for personal protection insurance benefits in no-fault insurance policies. It specifies that applicants or named insureds must select a coverage level for personal protection insurance benefits, with options ranging from $50,000 to no limit per individual per loss occurrence. The bill also introduces a rebuttable presumption that the premium paid reflects the selected coverage level if no selection is made.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 67–40 · Feb 24
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

D
1
1
R
Democratic CaucusRepublican Caucus

Roll Call Votes

67 Yea

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40 Nay

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Calendar

Dec 17, 2025

12:00 PM

House Insurance

Dec 10, 2025

12:00 PM

House Insurance

History

Feb 26

Senate

Passed By House With Immediate Effect

Feb 26

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Feb 24

House

Read A Second Time