HB5255

Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit. Creates new act. TIE BAR WITH: HB 5254'25

Chamber Passed·6/23/26

Michigan HB5255 prohibits foreclosure, wage garnishment, and other aggressive collection actions for medical debt.

Michigan HB5255, known as the "medical debt protection act," prohibits certain aggressive collection practices for medical debt. It bans actions such as foreclosure on real property, wage garnishment, and placing liens on personal property. Medical creditors and debt collectors must provide a 30-day notice before taking any extraordinary collection actions, which include causing an individual's arrest, seizing bank accounts, or initiating legal processes.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 95–11 · Jun 23
Current
The Senate
Next
Senate floor vote

Sponsors

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14
2
RR
Democratic CaucusRepublican Caucus

Roll Call Votes

95 Yea

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11 Nay

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Calendar

Jun 17

9:00 AM

House Health Policy

Apr 15

9:00 AM

House Health Policy

History

Jun 25

Senate

Rules Suspended

Jun 25

Senate

Referred To Committee Of The Whole

Jun 23

House

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