Michigan HB5255 prohibits foreclosure, wage garnishment, and other aggressive collection actions for medical debt.

Michigan HB5255, known as the "medical debt protection act," prohibits certain aggressive collection practices for medical debt. It bans actions such as foreclosure on real property, wage garnishment, and placing liens on personal property. Medical creditors and debt collectors must provide a 30-day notice before taking any extraordinary collection actions, which include causing an individual's arrest, seizing bank accounts, or initiating legal processes.

Michigan HB5255 prohibits foreclosure, wage garnishment, and other aggressive collection actions for medical debt.

Michigan HB5255, known as the "medical debt protection act," prohibits certain aggressive collection practices for medical debt. It bans actions such as foreclosure on real property, wage garnishment, and placing liens on personal property. Medical creditors and debt collectors must provide a 30-day notice before taking any extraordinary collection actions, which include causing an individual's arrest, seizing bank accounts, or initiating legal processes.