HB5254

Consumer credit: interest rates; maximum interest rate allowed for medical debt; modify. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: HB 5255'25

Chamber Passed·6/23/26

Michigan HB5254 modifies the maximum interest rate allowed for medical debt.

Michigan HB5254 amends Section 3 of the 1976 Michigan Compiled Laws, Title 445, Chapter 9, Act 331, concerning consumer credit. The bill modifies the maximum interest rate allowed for medical debt. It specifies that the amendment will not take effect unless House Bill No. 5255 of the 103rd Legislature is enacted into law. The changes focus on consumer protection in credit transactions, particularly regarding medical debt interest rates.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 99–7 · Jun 23
Current
The Senate
Next
Senate floor vote

Sponsors

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13
2
RR
Democratic CaucusRepublican Caucus

Roll Call Votes

99 Yea

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7 Nay

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Calendar

Jun 17

9:00 AM

House Health Policy

Apr 15

9:00 AM

House Health Policy

History

Jun 25

Senate

Rules Suspended

Jun 25

Senate

Referred To Committee Of The Whole

Jun 23

House

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