HB4854

Insurance: producers; disclosure to insured as to whether a producer is an agent of the insured or agent of the insurer; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 1201b.

Introduced·9/9/25
Introduced Text

Michigan HB4854 requires insurance agents to disclose their affiliation with either the insured or the insurer.

Michigan HB4854 amends the insurance code to mandate that agents of insurers must inform insureds or prospective insureds that they represent the insurer. Similarly, agents of the insured must disclose that they represent the insured. This disclosure must be made on a form issued by the director. The bill aims to ensure transparency in insurance transactions by clarifying the roles of different agents involved.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Insurance Committee
Next
Committee decision

Sponsors

0
2
RR
Democratic CaucusRepublican Caucus

History

Sep 11, 2025

House

Bill Electronically Reproduced 09/09/2025

Sep 9, 2025

House

Introduced By Representative Rep. Douglas Wozniak

Sep 9, 2025

House

Read A First Time