HB4718

Insurance: other; requirement to file a fraud report; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 4506.

Chamber Passed·9/16/25

Michigan HB4718 amends insurance law to require insurers to report suspected fraudulent insurance acts to the director.

Michigan HB4718 amends the Michigan Compiled Laws by adding a new section requiring insurers to report suspected fraudulent insurance acts to the director. This applies to situations where an insurer reasonably believes or knows a fraudulent act has occurred involving a Michigan policyholder or a claim for benefits. The director reviews these reports and may report the suspected act to relevant authorities. The bill also clarifies that insurers are not relieved of their obligations to report suspected violations of law to authorized agencies.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 102–1 · Sep 16, 2025
Current
Finance, Insurance, And Consumer Protection Committee
Next
Senate floor vote

Sponsors

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6
4
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Democratic CaucusRepublican Caucus

Roll Call Votes

102 Yea

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1 Nay

R

Calendar

Sep 3, 2025

12:00 PM

House Insurance

Aug 27, 2025

12:00 PM

House Insurance

History

Sep 18, 2025

Senate

Passed By House With Immediate Effect

Sep 18, 2025

Senate

Referred To Committee On Finance, Insurance, And Consumer Protection

Sep 16, 2025

House

Read A Third Time